Inflation Calculator — See What Your Money Is Really Worth
See what today's dollars will be worth in the future, or what past prices equal today.
Calculator Inputs
$
%
Key Facts
Updated April 2026
- Historical US inflation averages about 3.2% annually
- 2022-2023 saw 6-8% inflation — an outlier in recent decades
- $100 today will be worth only $74 in 10 years at 3% inflation
- Holding cash in a 0% account loses 3% of its value every year
- Real investment returns = nominal returns minus inflation
Pro Tips
TIPS (Treasury Inflation-Protected Securities) and I-bonds are designed to protect against inflation.
Real estate and stocks have historically outpaced inflation over long periods.
When planning retirement, use real (inflation-adjusted) returns of 4-5%, not nominal 7-8%.
Related Calculators
Compound Interest Calculator — Watch Your Money Grow
Discover how compound interest can grow your savings exponentially over time.
CalculateRetirement Savings Calculator — Are You On Track to Retire?
Calculate if you're saving enough for retirement and how to bridge the gap.
CalculateFree Budget Calculator — Track Income and Expenses
Track your income and expenses to achieve financial stability and reach your goals.
Calculate