The Financial Toolkit
22 tools we've vetted for reliability, value, and user experience. Each one solves a specific financial problem.
Affiliate disclosure: We may earn a commission when you sign up through our links, at no extra cost to you.
Acorns
Invest your spare change
Rounds up everyday purchases and invests the difference automatically.
Betterment
Top PickSet it and forget it
Leading robo-advisor that manages your portfolio, rebalances, and harvests tax losses.
M1 Finance
Build your perfect portfolio
Create a custom portfolio or choose expert templates. M1 auto-invests and rebalances for free.
Robinhood
Commission-free trading
Trade stocks, ETFs, options, and crypto with zero commissions. Fractional shares available.
LendingTree
Top PickCompare 500+ lenders instantly
Get personalised mortgage quotes from multiple lenders with one application. No credit impact.
Better.com
3-minute pre-approval
Fully digital mortgage — get pre-approved in minutes with no lender fees or commissions.
Credible
Real rates, one application
Compare real mortgage and personal loan rates from top lenders. Not estimates — actual rates.
National Debt Relief
Settle debt for less
Negotiates with creditors to reduce what you owe. Free consultation, no upfront fees.
SoFi Personal Loans
Top PickOne payment, lower rate
Consolidate high-interest debts into a single lower payment. Rates from 8.99% APR.
CardRatings
0% APR for up to 21 months
Find the best balance transfer cards to eliminate interest while you pay down your balance.
Marcus by Goldman Sachs
Top PickTop savings rate, no fees
Consistently one of the highest APYs available. No fees, no minimum, FDIC insured.
Ally Bank
Full-service digital bank
High-yield savings plus checking, CDs, and 24/7 customer service. No monthly fees.
Rocket Money
Top PickCancel, negotiate, save
Auto-tracks spending, cancels forgotten subscriptions, and negotiates your bills lower.
YNAB
Give every dollar a job
The most effective budgeting methodology. Users save an average of $600 in their first 2 months.
Empower
Your complete financial picture
Connect all accounts to track net worth, investments, spending, and retirement readiness.
TurboTax
Top PickMaximum refund, guaranteed
America's most popular tax software. Step-by-step guidance with automatic W-2 import.
H&R Block
Online or in-person
File online or visit 12,000+ locations. Best for complex situations needing human help.
Credit Karma
Free credit score + monitoring
Free weekly credit score updates, monitoring alerts, and personalised card pre-qualifications.
NerdWallet Cards
Top PickFind your perfect card
Compare hundreds of credit cards with approval odds shown upfront. Cashback, travel, business.
ZipRecruiter
Apply once, reach thousands
AI matches you to relevant jobs and sends your profile to thousands of employers automatically.
Coursera
Top PickCertificates from Google, IBM, Meta
Professional certificates from top companies that justify salary increases. Complete in 3-6 months.
LinkedIn Premium
See who views your profile
InMail recruiters directly, access salary insights by role, and see everyone who viewed your profile.
Need help choosing? Try a calculator first.
Browse all 15 calculators