Terms of Service

1. Acceptance of Terms

By accessing or using ClearCalc ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, you may not use the Service. ClearCalc reserves the right to modify these terms at any time. Continued use of the Service following any changes constitutes acceptance of the revised terms.

2. Intellectual Property

All content on ClearCalc — including but not limited to text, graphics, logos, calculator algorithms, blog articles, AI-generated explanations, page designs, and software code — is the property of ClearCalc and is protected by United States and international copyright, trademark, and intellectual property laws. © 2026 ClearCalc. All rights reserved.

No part of this website may be reproduced, distributed, modified, transmitted, reused, republished, or used for commercial purposes without the prior written consent of ClearCalc. Unauthorized use of any content on this website may violate copyright, trademark, and other applicable laws.

3. Calculator Results and Financial Information

The calculators, tools, and AI-generated explanations provided by ClearCalc are for informational and educational purposes only. Calculator results are based on the inputs you provide and standard financial formulas. They are estimates and may not reflect your actual financial situation, tax obligations, or loan terms.

While we strive for accuracy, ClearCalc makes no warranties or representations regarding the accuracy, completeness, or reliability of any calculations, results, or AI-generated content. Financial figures such as tax brackets, contribution limits, interest rates, and cost-of-living indices are approximate and may not reflect the most current data.

4. Not Financial Advice

ClearCalc does not provide financial, tax, legal, or investment advice. The information and tools provided on this website are not a substitute for professional financial counsel. You should consult a qualified financial advisor, tax professional, or attorney before making any financial decisions based on information obtained from ClearCalc.

ClearCalc shall not be held liable for any financial losses, damages, or adverse outcomes resulting from decisions made based on information provided by the Service, including AI-generated explanations.

5. Affiliate Disclosure

ClearCalc maintains affiliate relationships with certain financial service providers. When you click on affiliate links on our website and subsequently sign up for or purchase products or services, ClearCalc may receive compensation at no additional cost to you.

Affiliate relationships do not influence our editorial content, calculator results, or AI-generated explanations. We only recommend products and services that we believe provide genuine value to our users. All affiliate links are clearly disclosed.

6. User Conduct

You agree not to use the Service to:

• Engage in any activity that is unlawful, fraudulent, or harmful
• Attempt to gain unauthorized access to any part of the Service
• Interfere with or disrupt the operation of the Service
• Scrape, crawl, or use automated tools to extract content without permission
• Reproduce, redistribute, or commercially exploit any content from the Service
• Submit false, misleading, or malicious data to the Service

ClearCalc reserves the right to restrict or terminate access to the Service for any user who violates these terms.

7. AI-Generated Content

ClearCalc uses artificial intelligence to generate personalized financial explanations. AI-generated content is produced automatically based on your calculator inputs and results. While we design our AI prompts to produce accurate and helpful information, AI-generated content may contain errors, omissions, or inaccuracies. You should independently verify any AI-generated information before relying on it for financial decisions.

8. Limitation of Liability

To the maximum extent permitted by applicable law, ClearCalc and its owners, operators, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Service, including but not limited to damages for loss of profits, data, or other intangible losses.

9. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts located within the United States.

10. Changes to Terms

ClearCalc reserves the right to update or modify these Terms of Service at any time without prior notice. The effective date at the top of this page indicates when the terms were last revised. Your continued use of the Service after any changes constitutes acceptance of the updated terms.