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Net Worth Calculator — Get Your Complete Financial Picture

Calculate your total net worth by subtracting liabilities from assets.

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Calculator Inputs
Assets — What You Own
$
$
$
$
$
$
Total Assets: $410,000
Liabilities — What You Owe
$
$
$
$
$
Total Liabilities: $203,000
Net Worth
$207,000
Key Facts
Updated April 2026
  • Median US net worth: $193,000 (all ages)
  • Under 35: median net worth $39,000
  • Ages 35-44: median $135,000
  • Ages 45-54: median $247,000
  • Ages 55-64: median $364,000
Pro Tips

Track your net worth monthly. What gets measured gets managed. A simple spreadsheet is all you need.

Home equity is part of your net worth but it is illiquid — you cannot spend it without selling or borrowing. Build liquid assets too.

The fastest way to grow net worth: maximize 401k match, pay off high-interest debt, and invest consistently in low-cost index funds. Those three moves cover 80% of what matters.

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